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Novus Home Mortgage is headquartered in Waukesha, Wisconsin and was founded in January 2019. Inspiro Financial is headquartered in Salt Lake City, Utah and was founded in February 2019. Legacy Home Loans is headquartered in Las Vegas, Nevada and was founded in Sept of 2018 by Ben Slayton.
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Allowing them to lower their minimum requirements for a loan. No longer do you need to have a 620 credit score, people with poor credit can get approved. These "bad credit home loans" are known as a sub-prime mortgage. FHA loans allow for poor credit scores as low as 500 with 10% down and 580 score with 3.5% down.
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Texas is Earnin’s biggest market, according to a former exec. While no state has yet designated Earnin a lender, Smith said he doesn’t see a big difference between the app and the payday lenders he.
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