Closing Costs are complex. NerdWallet’s closing costs calculator empowers you with cost estimates based on your financial situation and detail on which costs are shoppable. Happy calculating!
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It will also help you calculate how much interest you’ll pay over the life of the loan. The average 15-year fixed-mortgage.
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This Private Mortgage Insurance (PMI) calculator reveals monthly PMI costs, the date the PMI policy will cancel and produces an amortization schedule for your mortgage.
The calculator breaks your closing costs down into five categories: property-related fees, loan-related fees, mortgage insurance fees, property tax and homeowners insurance, and title fees.
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The government-mandated closing costs form is called a Loan Estimate (formerly known as a Good Faith Estimate). When you look at a Loan Estimate, you’ll see a break-down of closing costs. Some of these will be listed as Loan Costs. This means that they’re directly related to the cost of providing you with a home loan.